Oryviq

Clarity without complexity

Your financial life. One intelligent view.

Bills, spending, and what comes next—organized in one calm, private command center.

View and organize only. Oryviq does not move money in this release.

01

Know what’s due

See bills, dates, and priorities without hunting through accounts.

02

Catch what changed

Notice unusual increases and recurring costs that need a closer look.

03

Plan what’s next

Understand upcoming obligations across your household, businesses, and properties.

Oryviq

Your financial life.
One intelligent view.
Less stress. More control. A brighter tomorrow.
Your entire financial life.
v7.13 · ORYVIQ.COM
Everything important. Nothing overwhelming.
Your financial world

Good to see you.

See what needs attention, what is due, and what comes next.

Find a bill, vendor, or document
Preparing your home view…
Your private dashboard
Sign in to see your financial world.
Hosted pilot readiness · v7.5

Know exactly what is ready to launch

System checks and human evidence stay separate, so a green label never claims more than Oryviq can prove.
Checking this workspace without contacting any outside service…
Local release

Run safely on this computer

Checking

Waiting for the system-derived local integrity check.

Controlled hosted pilot

Invite a small pilot group

Checking

Readiness has not been verified yet.

Public launch

Open Oryviq more broadly

Checking

Readiness has not been verified yet.

Who owns launch support?

Recorded contacts and scope for this workspace.
Support owner
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Incident owner
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Privacy contact
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Pilot scope
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Checking workspace access…

Blockers and next actions

Controlled pilot

  • Waiting for current readiness.

Public launch

  • Waiting for current readiness.
Next action: Refresh the workspace readiness record.

8 system-derived checks

Calculated from current configuration and recorded system state. These checks are not outside certification.
  1. Loading exact checks
    No result is assumed while unavailable.

9 human evidence gates

Each item is workspace-recorded and self-attested. “Evidence recorded” means someone saved a note here; it is not Oryviq certification.
  1. Loading recorded evidence gates
    Missing evidence will remain visibly missing.
Trust boundary: Human evidence is workspace-recorded and self-attested. Oryviq reports system checks separately and never calls either result a certification. A “ready” state applies only to the displayed checklist revision and fingerprint.
Professional revisions, fingerprints, and bounded history
Exact current identifiers and a bounded, tamper-evident local history for independent review.
Profile revision
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Profile fingerprint
Not loaded
History chain
Not loaded

Recorded changes

Open this panel to load bounded history.
  1. History has not been loaded.
No page loaded
Phase 1 boundary: This page records readiness evidence only. It does not deploy or publish Oryviq, connect a provider, create billing or a subscription, file state or federal taxes, pay a bill, write a check, initiate a transfer, or move money.
Controlled pilot operations · v7.5

Run a small pilot without losing control

See the program state, available places, participants, and most important feedback in one simple local view.
Loading this workspace’s local pilot record…
Recorded / effective stateLoading
Ready to record runningChecking
Cohort placesChecking
Audience coverageChecking

Pilot plan

The plan saved for this workspace.
Name
Loading
Objective
Loading
Dates
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Checking your workspace permissions…

Before recording “running”

  • Checking current launch-readiness evidence and pilot setup.
Human decision required: A ready label does not start, deploy, invite, email, or grant access to anyone. It only allows an authorized person to record the local program state.

Participant roster

Labels and status only—no invitation or access is created.
  1. Loading the local participant roster…

Audience coverage

Who the saved roster currently represents. Zero stays zero.
  • Loading coverage…

Prioritized feedback

Critical and high-impact items appear first. Every authorized workspace reader may submit feedback.
  1. Loading the local feedback queue…
Professional pilot record and bounded history
Current local revisions, fingerprints, and workspace-scoped recorded changes. Actor details follow your access permissions.
Program revision
Not loaded
Program fingerprint
Not loaded
History chain
Open this panel to load

Recorded changes

Open this panel to load bounded history.
  1. History has not been loaded.
No page loaded
Phase 1 boundary · local records onlyNo deployment or publishing. No invitations. No emails or messages. No identity verification. No access creation or changes. No provider sync. No billing or tax filing. No payments, transfers, checks, or money movement. Oryviq does not start a real-world pilot for you.
Pilot learning & Outcome review · v7.6

Learn what works before the next gate

Record one observed task at a time, review exact denominators, and keep every conclusion human-owned.
Loading this workspace’s local learning evidence…
1 · Observe one taskRecord what happened without collecting identity or sensitive demographic details.
2 · Review exact evidenceSee counts, denominators, missing coverage, and current source facts—never a score.
3 · Record a human conclusionPreview the exact source first. A conclusion never changes pilot state or authorizes launch.
Recorded observationsLoading
Tasks completedLoadingExact denominator pending
Completed without helpLoadingExact denominator pending
Understanding demonstratedLoadingExact denominator pending

Up to three useful next steps

  1. Checking only the evidence saved in this workspace…
Checking your workspace permissions…

Recent task observations

Latest recorded rows. Zero remains zero and missing elapsed time stays missing.
  1. Loading local observations…

Review exact evidence

Choose a closed date window and a human conclusion. Previewing saves nothing.
The window must end today or earlier. Oryviq will recalculate the exact current pilot, readiness, feedback, roster, and included-observation source before any review can be recorded.

Recorded human conclusions

A current label means only that its local source still matches. Restored or changed evidence is shown as historical or stale.
  1. Loading recorded reviews…
Professional formulas, currentness, and bounded history
Exact denominators, source coverage, fingerprints, and role-appropriate local actor history from the same evidence.

Formulas and coverage

Completion denominator
Not loaded

Workflow coverage

  • Not loaded

Audience coverage

  • Not loaded

Latest review source

Latest review
Not loaded
Source current
Not loaded
History chain
Open this panel to load
Choose a recorded review to inspect its source.

Recorded changes

Open this panel to load bounded history.
  1. History has not been loaded.
No page loaded
Learning boundary · local human evidence onlyA saved label can only be a candidate for a separate next-gate review; it does not authorize launch or deployment. No score, recommendation, automated decision, usability or accessibility certification, WCAG claim, participant identity, telemetry, recording, invitation, message, external connection, billing, tax filing, payment, transfer, check, or money movement is created.
A calmer way to begin · Guided setup

Let’s make Oryviq yours.

Start with one part of your financial life. You can add everything else whenever you’re ready.
This changes setup wording and useful shortcuts only. It does not change your permissions or financial records.
Loading your saved setup…
  1. 1
    Create your financial worldKeep household, business, and property records separate.
  2. 2
    Add your first billRecord an amount and due date.
  3. 3
    See what’s comingReview your next 7, 30, or 90 days.
0 of 7 setup steps0 of 7 resolved

Your setup checklist

  1. Create your first financial world
    Loading status…

Your next step

We’re checking your recorded information. Missing details stay missing—Oryviq never guesses.
Professional setup record details
Review the saved audience, record counts, skipped items, completion state, and access-safe next target.
Loading saved setup details…
Personalized home

What matters from your records

A short recorded snapshot and up to three useful next steps.
Planning window
Loading your recorded snapshot…

Recorded snapshot

Recorded information
Loading…

Useful next steps

  1. Checking what is available to you…
Financial Pulse

This month, clearly compared

v7.12
A calm month-to-month check from the bills you recorded.
Waiting for the exact Home scope…
Financial world scope is being verified.
This month · recorded bills—Loading…
Previous month · recorded bills—Loading…
Recorded change—No cause is assumed.

Changes worth checking

  1. Checking matching recorded bills…
Calculation and coverage details

Not included
    Important limits
      Phase 1 boundary: Recorded workspace bills only. No bank account is accessed, no bill or review status changes, no payment is initiated, and no money moves.
      Ask Oryviq

      One clear answer from one exact scope

      v7.13

      Ask about the financial world and planning window selected on Home.

      Waiting for Home to verify one exact financial-world scope and planning window.
      Enter 2–300 characters. Press Enter or choose Ask. One answer replaces the previous answer.
      Ask is ready after Home verifies the selected scope.

      Local answer from your recorded information. Nothing was changed. No cloud AI, outside account, recommendation, payment, or money movement is used.

      Only records in this workspace are used. Missing information is not guessed. Actions never bypass your access permissions.
      Monthly financial review

      Your month, calmly explained

      A check-in built only from records saved in this workspace.
      The current month is selected first. Choose any saved month through the current month.
      Loading this month from your recorded information…
      Recorded month-to-month check-in

      Preparing your current and prior month comparison…

      Missing information stays missing; Oryviq does not infer activity.
      Recorded expensesLoading…

      Needs your review

      Open an item to see why it appears before recording your review status.
      Checking workspace permissions…
      1. Checking recorded items that may need your review…
      Professional monthly review details
      Recorded comparisons, coverage, exclusions, and source identifiers for verification.
      Loading detailed recorded context…
      Review boundary: This is an organized summary of saved records—not a score, prediction, recommendation, or financial advice. No outside account is accessed and no money moves.
      Financial close checklist · v6.5

      Close the month without the confusion

      Choose one financial world and month. Oryviq turns the records already here into a short, calm checklist.
      The current month is selected first. Each checklist is limited to one active entity and one calendar month.
      Choose an active financial world to load its monthly checklist.
      ChecklistNot available
      CompleteNot available
      Needs attentionNot available
      SignoffNot available
      0 of 0 checklist items completeNo checklist loaded

      Your close checklist

      Open “Why this status?” to review the saved evidence. Labels describe recorded-data readiness—not accounting completeness.
      Workspace permissions still apply.
      1. No checklist selected.
        Choose one active financial world and month. Missing information stays missing; Oryviq does not guess.
      Responsibility and notes stay inside this workspace. They do not assign an outside professional, approve financial statements, or change source records.

      1 · Preparer signoff

      The preparer confirms they reviewed this exact checklist revision.
      Not signed.

      2 · Reviewer signoff

      A separate reviewer confirms they reviewed the prepared close and current evidence.
      Not signed.
      Professional close evidence and history
      Source record IDs, fingerprints, fixed formulas, exclusions, current revision, responsibility, notes, dispositions, and signoff history from this same close.
      Choose a close period to load professional evidence.
      Close boundary: This checklist organizes records already saved in Oryviq. It does not post to a ledger, create a journal entry, lock an account or period, file taxes, approve an external record, contact a bank, pay a bill, write a check, transfer funds, or move money.
      Review requests · v6.6

      Questions and missing pieces, in one calm list

      Ask for one document, clarification, or review action. Every request stays linked to the record that needs attention.
      Loading requests from this workspace…
      OpenNot available
      In progressNot available
      OverdueNot available
      Source changedNot available
      FinishedNot available
      Create a review request
      Choose the exact record first. Oryviq records this request here; it does not send a message or share a document.
      This creates a local work item only. It does not email an assignee, authenticate the typed name, approve or change the linked record, file taxes, pay a bill, write a check, or move money.

      Review queue

      Open a request to see its exact source status, comments, and next actions.
      Checking workspace permissions…
      1. Loading review requests…
        Missing records stay missing; Oryviq never guesses or completes a request automatically.
      Professional evidence, comments, and history
      Open each returned request in the queue for its source snapshot, fingerprint currentness, actor-attributed comments, revision history, limits, and truncation disclosures.
      Load the request queue to review professional evidence.
      Request boundary: Requests and comments stay inside this workspace. Oryviq does not email or authenticate a named person, send a provider message, share a document, approve or change a financial source, create a filing, post to a ledger, pay a bill, write a check, transfer funds, or move money.
      Year-end financial organizer · v6.7

      Bring the whole year into one calm handoff

      Choose one financial world and calendar year. Oryviq organizes only the records already saved here.
      Each organizer is limited to one financial world and one calendar year. Active worlds can be reviewed; an inactive world is read-only and loads only when saved organizer history exists. The portfolio index below never combines mutation authority.
      Choose a financial world to organize its year.
      Organizer stateNot available
      Monthly closesNot available
      Open requestsNot available
      Recorded documentsNot available

      Your year-end checklist

      Open “Recorded basis” to see exactly why each item appears. A ready label is your review state—not accounting or tax completeness.
      Workspace permissions still apply.
      1. No organizer selected.
        Choose one financial world and year. Missing information stays missing; Oryviq does not guess.
      This records only your local review state and note. It does not certify completeness, contact a professional, share a file, file taxes, or change any financial source.
      Professional evidence register and history
      Source fingerprints, formulas, exclusions, coverage, bounded evidence, organizer history, and currentness from this same calculation.
      Choose a financial world and year to load professional evidence.
      Read-only portfolio year index
      See separate status summaries for financial worlds in this workspace. Opening this index never changes or merges their records.
      Open this panel to load the selected year.
        Year-end boundary: This organizer and its downloaded handoff summarize recorded local evidence. They do not prove accounting or tax completeness, authenticate or contact a professional, send or share a file, determine a tax obligation, file a return, post to a ledger, pay a bill, write a check, transfer funds, or move money.
        Bank statements

        Bring your bank statement into Oryviq

        Download a CSV from your bank, upload it here, then review what matches. Your bank sign-in is never required.
        1 · Choose one statementPick its financial world, recorded account, dates, and CSV.
        2 · Check the columnsExplicitly map dates, descriptions, and money direction.
        3 · Review what matchesEvery suggested link waits for your decision.
        How: In your bank website, choose Download or Export, then select CSV. Upload that file here. It stays inside this workspace; Oryviq does not contact your bank, create a transaction, or change a balance.
        Choose one statement to begin. Nothing has been uploaded yet.
        No staged statement is selected. Workspace permissions still apply.
        Statement rowsNot available
        Exact-rule matchesNot available
        Possible matchesNot available
        Only on statementNot available
        Only in OryviqNot available
        Possible repeated rowsNot available

        Needs your review

        Simple view shows up to three returned open items. Open the evidence before deciding.
        1. No staged statement selected.
          Previewing a file changes nothing. Staged source rows will appear here only after you check the mapping.
        Professional reconciliation details
        File provenance, mapping, matching rules, coverage, exclusions, identifiers, and decision history.
        Choose a staged statement to load detailed context.
        Reconciliation boundary: This compares one uploaded USD statement with records in this workspace. A confirmed link changes no bill, income, balance, paid status, transaction, or payment. No bank is contacted and no money moves.
        Backup recovery
        Validate a backup or restore it into a separate review workspace. Existing data is never overwritten.

        My financial world

        Everything stays separated, with one clear view across it all.
        Personal & household
        0
        Businesses
        0
        Properties
        0
        Open bills
        0
        Total still to pay
        $0
        Due today
        $0
        Coming in 7 days
        $0
        Coming in 30 days
        $0
        Needs attention
        $0
        Possible duplicates
        0
        Upcoming obligations

        Your next 30 days

        Know what is due, when it is due, and which financial world owns it.
        Look ahead
        Finding upcoming obligations…

        What is coming up

        1. Loading upcoming obligations…
        See cash outlook and calculation details
        Based on balances, bills, and income you recorded. Oryviq does not check your bank or guarantee income.
        Debt & credit

        Your recorded debt in one place

        Keep balances, minimums, and payment dates current so you can review the details yourself.
        Based on debt details you recorded. Oryviq does not check lenders, make payments, or give financial advice.
        Debt payments appear in your cash timeline only when you record them as bills.
        Loading your recorded debt details…
        Recorded debt balance
        Not available
        No details loaded yet.
        Recorded monthly minimums
        Not available
        No details loaded yet.
        Due next 30 days
        Not available
        No details loaded yet.
        Needs review
        Not available
        No details loaded yet.
        Payment dates and balance freshness will appear here.
        Add debt or credit
        This saves only the information you enter. It does not contact a lender, create a bill, or make a payment.

        Explore a payoff plan

        Compare a current-minimum illustration with an extra-payment illustration. This is not a recommendation or financial advice.
        This illustration uses the entity selected at the top of this section. This what-if input is not saved, does not change a debt record or bill, and never triggers a payment.
        Choose your assumptions, then show the illustration.

        Your debt records

        Update a balance, check payment dates, or review earlier recorded balances.
        Loading debt records…
        No debt records loaded yet.
        Net worth & balance sheet

        Your recorded net worth, explained

        See what you recorded as assets, financial accounts, and debt in one dated view.
        All values come from records you entered. Oryviq does not check institutions, value assets, give financial advice, or move money.
        Loading your recorded balance sheet…
        Manually recorded assets
        Not available
        No eligible values loaded yet.
        Eligible financial accounts
        Not available
        No eligible balances loaded yet.
        Recorded liabilities
        Not available
        No eligible balances loaded yet.
        Recorded net worth
        Not available
        Add dated records to calculate it.
        Freshness, missing dates, and exclusions will appear here.
        Oldest source date
        Not available
        Newest source date
        Not available
        Included records
        Not available
        Add an asset
        Enter your own dated value. Do not add the same value here if it is already recorded as a financial account. Saving does not connect to an institution, appraise the asset, change an account, or create spendable funds.
        Recorded net worth history
        A read-only view of dated values already recorded—not a forecast.
        Open to load recorded history.
        Professional balance-sheet breakdown
        Review included records, entity totals, source dates, and every exclusion behind the calculation.
        Open to review the calculation.

        Your asset records

        Update a dated value or review earlier values. Professional view includes record details and archiving.
        Loading asset records…
        No asset records loaded yet.
        Projection & Scenario Center

        See what your recorded money could look like

        A transparent planning view—not a promise, prediction, or recommendation.
        Planning period
        Planning only. Expected income is not guaranteed. Oryviq uses only records in this workspace, does not access outside accounts, give financial advice, change records, make payments, or move money.
        Building a planning view from your recorded information…
        Recorded starting balance
        Not available
        A dated eligible balance is needed.
        Recorded obligations
        Not available
        Bills stay separate from income.
        Expected income
        Not available
        Expected does not mean guaranteed.
        Baseline ending planning balance
        Not available
        No eligible starting balance loaded.
        First projected shortfall
        Not available
        Requires an eligible starting balance.
        Lowest planning balance
        Not available
        Requires an eligible starting balance.
        Dated planning points are end-of-day results. Oryviq does not know whether same-day income or bills happen first; an already-negative starting balance is labeled separately.
        Included records, missing dates, stale balances, and exclusions will appear here.

        Try one what-if

        Change assumptions for this comparison only. Nothing is saved or changed.
        This uses simple percentage arithmetic on the recorded baseline. It does not reschedule a bill, guarantee income, edit an account, or recommend an action.
        Choose assumptions, then compare. No scenario has been run.
        Professional sources, dates, and calculation detail
        Inspect every included record, exclusion, source date, planning point, formula, assumption, and limit.
        Open to inspect the recorded basis.

        Expense Watch · current workspace

        Comparing the current month with last month across its own current scope…
        No unusual increases detected.

        Expected bills not received · current workspace

        Checking recent patterns in its own current scope for bills that may be missing…
        No expected bills appear to be missing.

        Money coming in

        Loading user-recorded income…
        Entries are user-recorded. Oryviq does not confirm bank deposits, change accounts or bills, make payments, or move money.
        No income records match these filters.
        Does this repeat?
        Save a repeating schedule for pay, client income, rent, benefits, or another source.
        Saving a schedule does not create expected-income entries. Choose Update my 90-day plan when you are ready. Oryviq never marks income received or changes an account automatically.
        Your plan changes only when you choose to generate expected entries.

        Repeating income schedules

        Loading future schedules…
        Changing or archiving a schedule affects future generation only. Expected-income entries already generated stay unchanged and can be edited individually. After entries are generated, the first date and frequency are locked; archive and create a new schedule to change that rhythm.
        No repeating income schedules.

        Tax review

        Checking document readiness…
        Checking advisor, source, and date reviews…
        Oryviq organizes local records and review notes. A qualified tax professional determines what is required. Nothing is filed or paid.

        Today at a glance

        Workspace-wide 30-day briefing for professional review. Oryviq never moves money.
        Building today’s workspace-wide briefing from recorded information…

        Add a bill

        Choose the easiest safe way to begin. Every imported suggestion requires your review.
        Direct bank and utility connections will appear here only after secure provider consent is configured.
        Oryviq records the schedule only. It never schedules or sends a payment.
        Recorded items · read only

        What needs your attention

        See time-sensitive bills and review items from one exact financial-world scope.
        Look ahead
        Loading recorded attention items…
        Requested scope: all financial worlds · next 30 days. Waiting for a current as-of date.
        Act now—
        Review soon—
        Keep an eye on—
        1. Loading your recorded items…No record is changing while this view loads.
        What this view includes
        Waiting for the current workspace response.
        This view summarizes recorded Oryviq data only. It does not score you, recommend a financial decision, contact an outside service, pay a bill, or move money.

        Bill approval desk

        Human decisions are recorded; no payments are initiated.
        No bills awaiting approval.

        Approval routing policies

        Matching bills are routed to pending human review only. Conditions entered together must all match.
        No routing policies.

        Notification inbox

        Local dashboard delivery only; email and SMS are disabled.
        No active notifications.

        Vendor contracts and renewals

        No active contracts.

        Data quality center

        Checking record completeness…
        No quality issues.

        Open follow-ups

        Follow-ups due within seven days also appear in the priority queue.
        No open follow-ups.

        Open-obligation aging

        Grouping obligations by days past due…

        12-month payment performance

        Analyzing recorded paid dates…
        Legacy direct bill import — creates financial records
        This older workflow can create bills after its dry run. For safer file review, use Safe import to stage candidates, then use Add reviewed records for one-at-a-time decisions and an exact final confirmation.

        My sessions

        Sign in to manage sessions.

        Vendors

        My bills

        Loading bills…
        No bills yet.

        Next 7 days

        Nothing needs attention.

        Next 90 days

        No upcoming bills.
        Trust Receipt & evidence continuity

        See what changed—and what did not

        Open an imported bill’s durable receipt, then check whether later review evidence is still current.
        A consistency trail, not proof that a bill or source is trueOryviq checks that its bounded receipt, decision, and continuity links agree. It does not authenticate a source, vendor, actor, bank balance, professional identity, obligation, or advice.
        Choose Trust receipt beside an imported bill, or select a recorded bill below.
        No Trust Receipt is open. Manually entered bills may have no import receipt; Oryviq will say so plainly.
        Professional evidence and bounded continuity trail
        Open a current receipt to inspect exact identifiers, fingerprints, actor history, limitations, and continuity evidence.
        Keep or check a portable receipt

        Download a private copy

        Prepare a bounded JSON receipt for your own records. Oryviq does not send or share it.

        Check a saved receipt locally

        Choose one Oryviq Trust Receipt JSON file. This local workspace checks its structure and continuity; a valid result does not prove the source is authentic or true.

        No portable receipt selected.
        Purpose-limited collaboration

        Choose who can see this financial world

        Give one person a clear role, purpose, and time limit—then end access immediately when it is no longer needed.
        Access is local and limited to the named workspaceOryviq records an invitation here but sends no email or message. A label such as accountant, bookkeeper, or advisor does not verify credentials, licensing, identity, or advice. This area does not send files, connect providers, file taxes, post entries, pay bills, write checks, transfer funds, or move money.
        Loading access for the selected workspace…

        Who can access this financial world

        Checking current membership and purpose-limited grants…
        Scope: selected workspace only.
        • Access records are loading.

        Invitations

        Pending invitations are not access. Expired or revoked invitations cannot be used.
        • Invitations are loading.
        Have an invitation code?

        Accept purpose-limited access

        Paste the one-time code shared with you through a separate secure channel. Oryviq did not email it. The code and any password are cleared from this page as soon as you submit.
        Signed-in existing users choose the first option and supply no password; no password is reset. Returning users without a valid session may verify their current local password. New users provide both a display name and new password. Successful acceptance grants only the invitation’s exact workspace, role, purpose, and expiry. Sign in to that workspace afterward.
        No invitation code submitted.

        My authorized financial worlds

        Only workspaces where your signed-in identity has current access can appear here. Financial values are never combined.
        • Authorized workspaces are loading.
        First bounded page
        Professional access evidence and bounded history

        Exact current access

        Load a current workspace access record to inspect its exact revision, fingerprints, inviter, purpose, scope, actor, and UTC times.

        Safety and limits

        Access limits will appear after a current response is verified.

        Immutable access history

        History is bounded and ordered; load more pages deliberately.
        1. History has not been loaded.
        No page loaded
        Transparent plans & entitlements

        Your Oryviq plan, plainly explained

        See what is included, where your workspace stands, and what a plan change would do before you confirm it.
        Local plan administration onlyPrices, checkout, cards, subscriptions, provider billing, and automatic charges are not configured. Changing this local label does not buy, renew, cancel, bill, refund, connect, file, pay, write checks, transfer funds, or move money.
        Loading this workspace’s current plan and usage…
        Current local plan

        Loading…

        Checking the saved assignment.
        No purchase or price is represented.

        What is included

        • Loading included capabilities…

        Your usage and limits

        Each number is calculated from active records in this selected workspace.
        • Loading usage…
        Calm status guide: Comfortable means there is room; Getting close means review capacity soon; Limit reached means existing information stays available but a new capacity-using record may be paused.
        Checking who can administer this plan…

        Compare the three local plans

        Preview an upgrade or downgrade before deciding. No price is invented and no checkout opens.
        • Loading plan choices…
        Professional entitlement decisions and bounded history

        Exact current assignment

        Load the current plan to inspect exact feature keys, limits, usage decisions, revision, and fingerprint.

        Capacity decisions

        Create, read, edit, export, and revoke decisions will appear here.

        Immutable local plan history

        History is bounded and chronological, beginning with the earliest event.
        1. History has not been loaded.
        No page loaded

        12-month forecast

        No projected obligations.

        Duplicate review

        No candidates.

        Trash

        Trash is empty.

        Financial intelligence

        Explainable amount changes; nothing is changed automatically.
        No unusual changes detected.

        Vendor aliases

        Map statement names to one canonical vendor during document approval.
        No aliases.

        Recurring timing drift

        No unusual timing detected.

        12-week obligation load

        Unpaid bills grouped into seven-day planning windows.
        Loading weekly obligations…

        What-if recorded-balance comparison

        This uses recorded spendable accounts and changes no balances, bills, income records, or payments.
        Enter assumptions to compare against recorded spendable balances. Nothing will be changed.

        90-day vendor exposure

        Loading vendor concentration…

        90-day entity exposure

        Loading entity obligations…

        Monthly category plans

        No category plans.
        Secure import sandbox

        Review a file safely before anything is added

        Choose one local CSV, confirm exactly what each column means, and inspect every candidate. This staging workflow cannot create bills.
        Local sandbox · Nothing connected · Financial records unchangedA preview is temporary. Explicit acceptance stores only a private source copy and review candidates inside this workspace.
        1. ChooseOne active financial world and one local UTF-8 CSV.
        2. MapConfirm required columns and the exact date format.
        3. ReviewSee ready, unresolved, excluded, and duplicate rows.
        4. StageAccept the exact fingerprint. No bill is created.
        Loading the local sandbox. Nothing is connected.

        1 · Choose a local source

        Files may contain sensitive data. Oryviq never asks for or uses credentials from a file.
        Only UTF-8, uncompressed CSV is accepted. Choosing a file does not upload or save it until you request an inspection or preview.

        3 · Review every result

        Nothing shown here is a bill, account entry, ledger post, payment, filing, or transfer.
        No preview
        Ready—
        Needs information—
        Excluded—
        Exact duplicates—
        Choose a source and confirm its mapping to see candidates and exact source evidence.
        No automatic promotion exists in v6.9, and staging still never promotes anything automatically. Use Add reviewed records for separate per-candidate decisions and a fresh exact confirmation.

        Staged reviews

        Private, workspace-scoped evidence only.
        Loading staged reviews…
        No staged review loaded.

        Selected staged review

        Choose a staged review to verify its source and candidates.
        Professional provenance and append-only history
        Choose a staged review to load the complete provenance register.
        Safe-import boundaryOryviq may inspect a file you deliberately select and, only after exact acceptance, store a private source copy and candidates. This staging step does not authenticate a provider; connect or sync an outside service; create or change bills, accounts, balances, income, tax records, or ledger entries; file a return; execute a payment; write a check; transfer funds; or move money.
        Explicit staged-to-record review

        Decide what becomes a financial record

        Work through one staged candidate at a time, compare the exact proposed change, and confirm only the current preview.
        Human decision required · No automatic postingA source row is evidence, a candidate is a suggestion, and a proposal is still not a bill. Only the final explicit confirmation can create or update the displayed financial record.
        1. 1 · Source candidatePreserved staged values and mapping evidence.
        2. 2 · Proposed changeYour create, update, exclude, or needs-information decision.
        3. 3 · Financial recordUnchanged until a current preview is explicitly confirmed.
        Loading staged reviews. No financial record is changing.

        One candidate at a time

        Choose staged evidence to begin.
        Not loaded
        Source candidate
        The exact staged row and its currentness will appear here.
        • No candidate is selected. Nothing has been proposed or changed.
        Open a staged review to inspect its first candidate. Oryviq will not skip ahead or make a decision for you.
        What should happen to this candidate?
        Saving a candidate decision changes only this local review application. It does not create, update, pay, post, file, send, or move anything.
        Complete every candidate decision, then request a fresh exact before-and-after preview.

        Final confirmation

        A fresh, current preview is required. Any changed candidate, target, source, entity, revision, or fingerprint invalidates the confirmation.
        This does not pay a bill, write a check, post a ledger entry, file taxes, contact a provider, transfer funds, or move money.
        Private source retention
        Open a review to see whether its raw staged source is retained or already purged.
        Professional provenance, currentness, and append-only history
        Open a record review to load its bounded provenance register.
        Phase 1 boundaryThis review can only create or update the explicitly previewed local bill records after confirmation. It cannot authenticate or connect a provider, synchronize an outside account, confirm a balance, approve financial advice, file a return, post to a ledger, pay a bill, write a check, transfer funds, or move money.
        Integration readiness · v6.8

        Plan future sources without opening any connection

        A calm, local checklist for deciding what you may want Oryviq to read later. Nothing here reaches an outside service.
        1. Choose a future sourceProvider names are illustrative planning choices, not available or endorsed services.
        2. Choose the smallest useful scopeSelect only the financial worlds and read-only data types you would need.
        3. Review the safety boundaryRecord retention and human-review expectations. The result remains not connected.
        Loading local planning choices. Nothing is connected.
        Outside servicesNot connected
        Local plansLoading
        Selected worldsNot selected
        Read-only data typesNot selected
        Your reviewNot reviewed

        Your local plans

        Each plan is only a saved intention.
        Loading saved plans…
        1. No plan loaded. Nothing is connected.

        Selected plan

        The checklist describes only local preparation.
        Workspace permissions still apply.
        1. Choose or create a local plan. Missing information stays missing; Oryviq does not guess.
        Professional control register and append-only history
        The same selected-plan calculation with bounded evidence, source snapshot, formulae, exclusions, and future-only lifecycle definitions.
        Choose a local plan to load professional details.
        Planning boundary: Everything on this screen stays inside this workspace and remains not connected. Provider names are illustrative and do not claim availability, approval, certification, affiliation, or endorsement. Source authority is self-attested. Oryviq does not ask for or store provider login details, account identifiers, permission codes, tokens, or secret values; reach an outside service; import a source automatically; bypass human review; file a return; post to a ledger; pay a bill; write a check; transfer funds; or move money.

        Tax Center

        Track federal, state, local, and international tax work by entity and tax year.
        Possible missing information will appear here.
        No tax tasks recorded.
        Dates and amounts are user-recorded planning information—not official deadlines or calculated tax. Classification runs locally, stores no extracted tax text, and waits for your decision. Files stay in workspace backups—not manual metadata handoffs. Oryviq does not determine filing obligations, file returns, or make tax payments.

        Advisor and source review desk

        Checking source, date, and advisor reviews…
        Review notes stay inside this workspace. Advisor and reviewer names are user-entered, and Oryviq does not authenticate people or source issuers, email advisors, transmit source documents, determine official deadlines, file returns, or make payments.
        No tax review items.

        Advisor questions and recorded responses

        No advisor questions recorded.

        Recorded tax estimate planning

        Compare what you entered and arrange it by recorded target date. This does not calculate taxes.

        Year-over-year recorded estimates

        Choose a tax year above, then review recorded estimates.

        12-month recorded estimate calendar

        No planning timeline loaded.
        Enter assumptions to see transparent arithmetic based on recorded estimates.
        For planning only. Oryviq does not account for income, deductions, credits, payments, penalties, law changes, or filing rules. Review with a qualified tax professional.

        Document extraction review

        Edit suggestions, preview the source, then approve. Nothing is applied automatically.
        Loading review metrics…
        No documents need review.

        Document library

        Search PDFs by file, bill, vendor, or entity.
        No documents.

        Recent audit activity

        No activity.

        System diagnostics

        Checking system health…